Closing Costs Calculator
Estimate your closing costs and total cash needed at closing for your home purchase.
Purchase Details
Enter your home purchase information
Optional Services
Select additional services you plan to include
Estimated Closing Costs
$0
Total Closing Costs
$0
Total Cash Needed at Closing
Down Payment$100,000
Lender Fees$0
Third Party Fees$0
Government Fees$0
Prepaid Items$0
Detailed Breakdown
Lender Fees
Origination Fee$0
Underwriting$0
Processing$0
Third Party Fees
Appraisal$0
Inspection$0
Title Insurance$0
Prepaid Items
Property Taxes (2 months)$0
Home Insurance (2 months)$0
Prepaid Interest$0
Ways to Reduce Closing Costs
Negotiation Strategies
- • Ask seller to pay closing costs
- • Shop around for third-party services
- • Negotiate lender fees
- • Consider no-closing-cost loans
- • Time your closing strategically
What You Can Control
- • Choose your own title company
- • Shop for homeowner's insurance
- • Skip optional services you don't need
- • Review the Loan Estimate carefully
- • Ask about lender credits